Purchasing a motorbike is no small feat—in fact, it’s quite a sizable purchase to make. Aside from the flashy and sleek aesthetic that it provides, a motorcycle is one of the best and quickest ways to get around the metro. This convenience has made it a widely popular choice to make in the UK, thus resulting in the plethora of models available in the market.

Despite being on a tight budget, there still lies numerous choices to scan through—which can inevitably still lead you to spend more than you intended. As tough as this might be, by taking note of some of the more important aspects of purchasing, you can save a lot more money while still getting the motorcycle you’ve been gunning for.

To help you out in this regard, here are four money-saving considerations to keep in mind when purchasing a motorbike.

The Need

One of the first things you’ll need to consider would be your exact needs for the motorcycle. This one aspect is what will dictate the extent of your savings, as this would be the major considerations that you’ll have to be factoring in your purchase.

For one, you’ll have to factor in engine size—bigger ones will definitely cost a lot more than smaller bikes and mopeds. Comfortability will be another determining factor, as this will make or break your riding experience. If you’re going to be taking it on the regular, then you might have to sacrifice a bit on aesthetics for comfortability—which can ultimately cause it to end a bit cheaper too.

The Source

Another determining factor of price would be the source you’ll be buying from. Many would first consider buying a brand-new motorbike straight from the manufacturer, which will most definitely be a bit more expensive. This would, however, ensure that there are no issues with its road performance.

In retrospect, the trouble with brand-new models is that its value depreciates drastically—which is why it might be better to find a second-hand motorbike. Although it will take some thorough maintenance and performance checks, you may be able to find newer models with a small mileage, yet having a very affordable price tag.

The Modifications

A fully-prepped and modded bike might appear attractive to you, but the price range it falls under might knock you on your behind. The trouble with modifications is that it can scale the price greatly, especially if the stock parts were changed for performance-geared parts. Aside from that, it can greatly increase your premiums—thus making it an excessive purchase in the long run.

The Insurance

No matter how careful a driver you are, having an insurance plan is one of the basics of riding a motorbike on the open road. Understandably, there are numerous motorcycle insurance policies to choose from, so this shouldn’t be a problem. The trouble, however, is taking one without learning more about it.

One way to make insurance more affordable is by setting your excess at a higher amount. As smart as it is in the beginning, you’ll regret that decision in the unfortunate scenario that you get into an accident. Luckily, there are motorcycle excess insurance providers that can take care of it—which make it a good point to check into as soon as you make your purchase.


By taking note of some of the more crucial factors, you can choose the best motorbike that suits your needs. At the end of the day, your best choice is only made through proper planning and consideration.

If you’re looking to lessen the overhead cost of purchasing a motorcycle, then you can consider getting an insurance policy with a higher excess amount. In order to offset the plausible losses, make sure you get a motorbike excess insurance from a reliable provider. Get in touch with us and find the best policy that suits your needs.