Motorbike Excess Insurance
Just because you choose 2 wheels over 4, you don’t have to settle for half-hearted insurance! Our bike excess protection is designed to boost your cover.
Bike Excess Protection
Having your bike damaged in an accident is devastating, and so is hearing that you’ll need to foot a big piece of the bill. Road traffic accidents are a constant threat, and bikes will always be a tempting target for thieves and vandals, so it’s disturbing to know that the insurers are leaving policy holders to pick up so much of the cost when repairs or replacements are needed.
And it’s just as easy to be left out of pocket as a result of a non-fault accident. Even when the liable third party is identified, claiming back the cost of your excess is far from a sure thing. Whichever way you look at it, bike owners are exposed to a big risk of losing money.
Luckily, bike excess insurance provides enhanced cover for savvy bikers who want to protect their excess.
The Need for Bike Excess Protection
This example provides us with a picture of how costly an excess can be:
Let’s say that you have an insurance policy with a £500 excess, and you’re unlucky enough to be involved in an accident that results in £1250 worth of damage. Provided you’re able to claim successfully, your insurer will cover the costs over and above the £500 mark (paying £750 in this case) – but that still leaves you out of pocket by the value of your excess – set at a hefty £500.
With stats like that, it’s no surprise that many bikers are choosing to cover their excess.
Bike Insurance Excess Cover Levels
Our bike excess insurance comes with a choice of cover levels – making it easy for you to choose a policy that suits your unique circumstances. Just use the ‘buy now’ link to check out the limits and prices, learn what our policy will cover, and view the legal details.
RTR UK Limited is an appointed representative of Your Company Matters Limited, which is authorised by the Financial Conduct Authority (FCA), Ref 591949. RTR UK Limited is registered in England and Wales, Company No 05174365, Registered Address: The Church, Housley Park, Chapeltown, Sheffield, S35 2UE