UK car insurance premiums keep climbing, and those year-on-year increases are hitting motorists hard. It’s no surprise then that many drivers are looking for ways to reduce those costs, and one of the most popular methods is taking on a larger voluntary excess.
A Bigger Excess = Lower Premiums
There’s no doubt that taking out a bigger car insurance excess can save you money by cutting the cost of your premiums – but it can also be a risky move.
Let’s say that the worst happens, and you have an at-fault accident – you need to remember that you’ll be liable for the full total of your excess – which includes your compulsory and voluntary excesses added together. In many cases, that can add up to an unaffordable amount, and that’s leading a lot of UK motorists to ask…
Should I Cover My Excess?
When you cover your car insurance excess, you pay a simple annual fee set according to the level of cover you need. With your excess covered, you can be confident that you won’t be left out of pocket in the event of an accident.
For many people, this is the whole purpose of car insurance in the first place – but the insurers have bumped up the cost of their premiums so high that hard-pressed motorists are backed into a corner, and forced to take on sky-high excesses, just to bring their monthly bills down…
With excess insurance cover in place, your car insurance policy can once again deliver the peace of mind you’d expect – without the need for premiums that break the bank!
Car Insurance Excess Cover – Simple, Fast, Affordable
At this point, you’re probably asking what covering your excess involves? After all, taking out an insurance policy can often feel like trying to survive the Spanish inquisition!
The refreshing truth is, insuring your excess is simple, fast and affordable. That’s because our team here at Goodbye Excess have done all they can to ensure that taking out a policy is hassle free.
You can set everything up online, choose the amount of cover you need, and we’ll only ask for a few basic details (we promise that we won’t ask for your life history like the car insurance companies do!)
To cover your excess today, simply head over to our motor car excess insurance page…